“ACCENTUATING THE IMPORTANCE OF HUMAN AND FINANCIAL CAPITAL IN THE IMPENDING ROLLOUT OF THE NATIONAL HEALTH INSURANCE SCHEME IN SOUTH AFRICA: AN IMPERATIVE FOR SERVICE DELIVERY” (2013) Singaporean Journal of Business Economics and Management, 2((10), pp. 36–44. Available at: http://www.singaporeanjbem.com/index.php/SJBEM/article/view/220 (Accessed: 24 June 2026).