A SITUATIONAL ANALYSIS OF MANAGEMENT APPROACHES TO AGRICULTURAL AND RURAL DEVELOPMENT, AND THE GRAMEEN BANK SYSTEM: PAST EXPERIENCES FROM AND WITHIN COMMONWEALTH DEVELOPING COUNTRIES: LESSONS FOR SOUTH AFRICAN AGRICULTURAL AND RURAL DEVELOPMENT. SJBEM. 2013;2((4):56-82. Accessed July 16, 2026. https://www.singaporeanjbem.com/index.php/SJBEM/article/view/134