Comparative analysis of fintech environments in Saudi Arabia and Egypt
Keywords:
FinTech, Digital Transformation, Financial Inclusion, Regulatory Framework, Comparative Analysis, Saudi Arabia, Egypt.Abstract
This study examines and compares the development of FinTech ecosystems in Saudi Arabia and Egypt, analyzing how regulatory, technological, and socio-economic factors interact to shape their digital finance landscapes. A comparative descriptive-analytical method is employed, integrating quantitative data (funding, inclusion, digital payments) and qualitative insights (policy frameworks, innovation strategies). Findings indicate that Saudi Arabia’s FinTech sector benefits from a clear national vision and digital infrastructure, while Egypt’s is driven by financial inclusion and entrepreneurial dynamism. Both countries illustrate that FinTech adoption depends on synergy between governance, innovation, and public trust.
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